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Discounts & Credits

Most insurance companies offer discounts and credits on a "per case" basis. The criteria will vary from one company to another but here is a listing of some of the most common discounts and credits and factors that determine your rate.

AUTO

Multi-car Discount
Safe Driver Discount
Defensive Driver Training Credit
Commercial Driver's License (CDL)
AARP's 55 Alive Training Discount
Good Student Discount

Homeownership Credit
Account Credit

Customer Loyalty Credit
Anti-Lock Brake Credit
Restraint Systems Credit
Air Bag Credit
Daytime Running Lights Credit
Anti-Theft Alarm Credit
Non-Smoker Credit
Cell Phone Non-Use Credit

Uninterrupted Coverage Credit
Loss-Free Credit
Credit Rating Discount
Full Premium Payment Discount

Advance Quoting Credit

 

HOME - MOBILEHOME - RENTERS

Newer Building Credit
Upgraded Infrastructure Credit
Alarm System Credit
Preferred Maintenance Credit
Loss-Free Credit
Non-Smoker Credit
Credit Rating Discount

Secondary Location Credit
Uninterrupted Coverage Credit
Sprinkler System Credit
Pitched Roof Credit
Tie-Down Credit

MOTORCYCLE - BOAT - ATV - SNOWMOBILE

Association Membership Discount
Safety Course Training Credit
Safe Driver Discount
Loss-Free Credit
Uninterrupted Coverage Credit
Home Ownership Credit
Safety Device Credit
Alarm System Discount
Secure Garaging Credit
Marital Status Credit
Account Credit
Multi-Unit Discount
Experience Credit
Credit Rating Discount

LIFE INSURANCE

Non-Tobacco Use Credit
Low Cholesterol Credit
Controlled Blood Pressure Credit
Family Health History Credit
Healthy Habits Credit
Term Conversion Credit
Quantity Discount

Representing several top-rated companies. Click here for descriptions of insurance company ratings.


Co-Operative Insurance Companies
Middlebury, Vermont

MERCHANTS
INSURANCE GROUP

Harleysville LIFE
Good people to know

FIRST PENN-PACIFIC LIFE
A part of LINCOLN NATIONAL CORPORATION

AMERICAN RELIABLE INSURANCE COMPANY
^^^^^^^^^^ FLOOD INSURANCE PROTECTION  ^^^^^^^^^




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