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Life

Much more....

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We've got great programs for

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& More!

Discounts & Credits
Most insurance companies offer discounts and credits on a "per case" basis. The criteria will vary from one company to another but here is a listing of some of the most common discounts and credits and factors that determine your rate.

BUSINESSOWNERS - PROPERTY - LIABILITY

Newer Building Credit
Upgraded Infrastructure Credit
Alarm System Credit

Experience, Training Credit
Uninterrupted Coverage Credit
Sprinkler System Credit

Customer Loyalty Credit
Others...

COMMERCIAL AUTO - TRUCKING

Multi-Vehicle Discount
Safe Driver Discount
Defensive Driver Training Credit
Account Credit
Anti-Lock Brake Credit
Restraint Systems Credit
Air Bag Credit
Daytime Running Lights Credit
Anti-Theft Alarm Credit
Uninterrupted Coverage Credit
Loss Experience Credit
Others...

LIFE INSURANCE

Non-Tobacco Use Credit
Low Cholesterol Credit
Controlled Blood Pressure Credit
Family Health History Credit
Healthy Habits Credit
Term Conversion Credit
Quantity Discount

Representing several top-rated insurance companies. Click here for descriptions of insurance company ratings.

Co-Operative Insurance Companies
Middlebury, Vermont

MERCHANTS
INSURANCE GROUP

Harleysville LIFE
Good people to know...

FIRST PENN-PACIFIC LIFE
A part of LINCOLN NATIONAL CORPORATION

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